About us
A search of the Internet reveals two types of debt help sites -
Government/charitable sites, which tend to target people on
the verge of bankcrupty (IVA's, legal advice etc) or loan sharks
sites which urge you to consolidate loans and borrow, not
surprisingly, from them! There is much less advice however for
people who are just 'getting by', gradually getting more into debt
on their credit cards and generally spending more of their income on
just paying the interest. Witness the average UK credit card holder
owes more that £2,000 on their plastic!
Financial companies rely on the fact that most people don't have the
time or inclination to straighten up their finances. Without
financial indolence on the part of most people the banks would
barely scrape a living. As it is, one UK bank is making nearly £10
billion per year - over £1 million per hour.
This site aims to give straightforward and concise advice on how to reduce your
borrowings by offering simple guidelines and common sense
suggestions.
The information that you read on this site is a useful starting
point for your further research into what suits your particular
'debt cutting' and 'money-saving' requirements.
How this site is financed:
Articles are written from the point of view of helping people reduce
their borrowings and save money. Once an article is finished we may
consider an 'affiliate link' to an appropriate product provider. An
affiliate link is a link which may generate revenue if they are
clicked on. We believe that this does not compromise the site since
articles are written separately and independently before paid links
are sorted out. There are many articles and suggestions which have
no affiliate or paying links at all.
If the best link is the best link but doesn't pay then it is the
link we will use. The primary objective of this site is to help
people - any income is a welcome bonus and goes a small way to
repaying the investment in time that has gone into producing this
site. If you feel uncomfortable about this then we would welcome
hearing your views
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Debt Cutting Expert is an independent advisory website based on journalistic research and does NOT constitute financial advice. Any information should be considered in regard to specific circumstances. All suggestions are followed at your own risk and should be checked-out with your own research.
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